Health insurance for pregnant women

Pregnancy is a very special moment in the life of any woman. that is always faced with great enthusiasm, but also with some fear, since certain special care is required. Luckily, there are some health insurances on the market dedicated especially to taking care of all those special needs you have during pregnancy. 

Health insurance for pregnant women offers more complete coverage that helps you take better care of your little one, before, during and after birth. You should know that medical insurance for pregnant women does not exist as an independent product, but is part of broader health insurance, which offers a whole series of coverage for the care of your family.

Advantages of having health insurance for pregnant women

The great advantage of pregnancy insurance is that you will have the best care for you and also for your little one. These insurances are designed to care for and offer the best medical care at all stages of pregnancy and after the birth of your baby. It allows you to have faster, more complete and personalized care, with advice and constant support from medical professionals. In this sense, another of the advantages, and perhaps the most important, is the possibility of being able to create a bond of trust with a professional, who will accompany you throughout the process, since health insurance for pregnant women allows you to choose your doctor trusted, among a wide variety of professionals.

 Private health insurance also offers you quick access to all kinds of diagnostic tests , which can be a competitive advantage. During pregnancy it is very important to perform regular tests, which allow you to assess the health status of your little one, but also yours. These insurances have the most modern technology and offer you access to ultrasound, triple encryption, analytics, amniocentesis and chorionic biopsy. you should also keep in mind that you will be the one to decide what is best for you. You can choose to deliver in the lithotomy position or in a standing position (vertical delivery). 

Health insurance for pregnant women

Thanks to the possibility of choosing, you will enjoy a more natural birth. Probably, one of the main virtues of these private insurances is that you will be treated in a private hospital , so you can enjoy a private room with the privacy you need at such an important moment as childbirth. In addition, these rooms usually have more comfortable beds, both for the woman in labor and for her companions, as well as private bathrooms, light regulation options, television, WiFi and all the amenities you may need to face this process in the best possible way. possible way. 

Finally, we cannot fail to point out that, thanks to medical insurance for pregnant women, you will be able to avoid the current saturation of hospitals and public services. Thanks to access to private clinics throughout Spain, you will be able to visit specialists or carry out any diagnostic test without long waiting times, which makes visits much more flexible.

What coverage does health insurance for pregnant women have?

Medical insurance for pregnant women must be adapted to the special needs of mothers and babies. However, there are some essential, more general coverages that should also be included.

Pregnancy monitoring test

Pregnancy monitoring tests are basic coverage in this type of insurance. In this sense, you must have the main tests such as 3D and 4D ultrasounds, prenatal tests, blood tests, amniocentesis and also regular visits to specialists in gynecology and obstetrics.

Preparation for childbirth, childbirth and postpartum

Childbirth preparation offers services such as health and psychological care before maternity. On the other hand, coverage for childbirth is essential, since it is they who are responsible for the expenses derived from the technical and human resources that will be in charge of care. Finally, we cannot forget the care and assistance to the baby and the mother after childbirth. In this sense, postpartum coverage is responsible for monitoring the health status of both in the days after delivery.

Newborn treatment

This coverage takes care of all the expenses, both medical and hospital, that the child needs from the moment of birth.

General coverage

Once the specific coverage that medical insurance for pregnant women must have has been explained, you cannot forget all the general coverage of medical insurance. In this sense, you must have primary medical assistance, specialists, hospitalization, emergencies and, if you are thinking of having a larger family, the ideal would be that you also have some type of dental coverage.

Can I take out health insurance while pregnant?

Although you can take out health insurance while you are pregnant, the truth is that you will not be able to use most of the services for a few months. This is because medical insurance of this type always has a grace period . If you are thinking of starting to create a family and want to enjoy the coverage of this type of insurance, it is best that you contract it with enough time to spare. On the other hand, if you already have health insurance and are thinking of changing, we advise you to wait, since it is not the best time to make the change.

Is there medical insurance for pregnant women without deficiency?

Currently there is no health insurance designed specifically for pregnant women without deficiency. This is because these types of guarantees are very special and are part of the most comprehensive health insurance.